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Figure 3: Combined partitioning. The account metadata held by banks (the credit score for each account) is partitioned horizontally, and the transaction data held by the payment network is partitioned vertically. Note that data values shown are fictitious

Figure 3: Combined partitioning. The account metadata held by banks (the credit score for each account) is partitioned horizontally, and the transaction data held by the payment network is partitioned vertically. Note that data values shown are fictitious.

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